Who we are
Our website address is: https://www.superinv.com.
At Superior Investments (“we,” “us,” or “our”), we are committed to protecting your privacy. This policy explains how we collect, use, and safeguard your personal and business information when you use our services or website.
What personal data we collect and why we collect it
We collect only the data necessary to provide secure, efficient loan services. This includes:
1. Personal and Business Information
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Identity & Contact Details:
Name, email, phone number, business address.
Why: Verify identity, communicate updates, and fulfill legal obligations. -
Financial & Business Data:
Tax ID (EIN), revenue statements, bank account details, credit reports, loan purpose.
Why: Assess eligibility, underwrite loans, and comply with anti-fraud laws. -
Employment & Ownership Details:
Business ownership structure, years in operation, industry.
Why: Validate business legitimacy and repayment capacity.
2. Technical Data
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Device & Usage Data:
IP address, browser type, cookies, pages visited.
Why: Improve website functionality, prevent fraud, and analyze trends.
3. Legal Basis for Collection
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Contractual Necessity: To process your loan application.
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Legal Obligations: Anti-money laundering (AML), tax reporting.
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Consent: For non-essential uses (e.g., marketing emails—opt out anytime).
You may decline to provide data, but this may limit our ability to serve you.
Key Compliance Notes
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No Extraneous Data: We only collect what’s essential for lending.
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GLBA Compliance: Financial data is safeguarded per federal standards.
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CCPA/State Rights: Request deletion or opt out via [privacy@superiorinvestments.com].
Tone: Transparent, professional, and user-centric.
Why This Works:
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Clarity: Separates data types and purposes for easy understanding.
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Trust-Building: Explicitly states minimal data collection and legal compliance.
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Control: Empowers users to manage their data.
Always consult legal counsel to ensure alignment with federal/state laws (e.g., GLBA, FCRA, CCPA). 🔒
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact forms
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Analytics
Who we share your data with
We only share your data when necessary to provide services, comply with the law, or protect your interests. This includes:
Lending Partners & Credit Bureaus: To process applications, verify eligibility, and report loan performance (e.g., Experian, Equifax).
Payment Processors: To facilitate fund transfers and repayments (e.g., ACH providers, wire services).
Legal/Regulatory Authorities: When required by law (e.g., court orders, IRS inquiries, fraud prevention).
Service Providers: IT, security, and auditing partners bound by strict confidentiality agreements.
Business Transfers: If we merge, sell assets, or acquire another company (with prior notice to you).
We do not sell your data to third parties for marketing or unrelated purposes.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
Your contact information
By providing your contact details (email, phone number, address), you agree that Superior Investments may use this information to:
Process your loan application and communicate updates.
Share relevant offers or resources about our services (you may opt out at any time).
Comply with legal obligations or respond to regulatory inquiries.
We do not sell your contact information to third parties. However, we may share it with trusted partners (e.g., credit bureaus, payment processors) strictly to fulfill your loan request.
You may update, correct, or request deletion of your data by contacting us at [privacy@superiorinvestments.com].
Note: Providing your information is voluntary but required to access our services.
Additional information
Contact Us
For questions or requests:
Email: [privacy@superiorinvestments.com]
Phone: [(800) 844-2990]